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Spring Festival Card Printing Skills: Earn Interest, Accumulate And Share Special Benefits.

2012/1/27 15:50:00 4

Buying tickets, flying, traveling, shopping and year-end dinners close to the Spring Festival. Many people are going to spend money with the arrival of the year-end peak season.

And in so many consumption, credit cards may be the way many people choose to pay, because credit cards can not only earn interest, but also reduce the cost of consumption and get extra surprises.

Credit card can also discount interest earned.

"Hold the bank's credit card to order the restaurant to enjoy the meal."

variety of dishes

15% off, during the Spring Festival, shopping in shopping malls can get 3 times points. "With the arrival of the traditional peak of consumption before the Spring Festival, people's shopping enthusiasm is soaring."

Ms. Chen, a Xi'an citizen, said that she preferred credit cards to both the daily consumption of shopping malls and supermarkets or to go out for meals.

"Now is the peak of consumption years ago, and many banks cooperate with shopping malls to launch integral gifts, double activities, and these points can be directly converted into physical objects, so at this time, no matter whether to buy commodities such as new year's wear or clothing, they will choose to consume credit cards."

In addition to consumption preferences and points, Ms. Chen thinks that

Credit Card

Consumption can also earn interest, which is very cost-effective.

Ms. Chen counted the reporters. She bought 20 thousand yuan of household electrical appliances during the new year's day, and the final repayment date of the consumer was February 25th, which could enjoy a 56 day interest free period.

At the same time, Ms. Chen is preparing to purchase her twenty thousand yuan for the seven days of a bank's annual interest rate of 2.5% for seven days during the Spring Festival holiday, which can enjoy interest of seven weeks and 49 days, with a profit of 20000 2.5%/365 yuan.

"In the days before the interest free payment, I can get an extra income of 67.12 yuan".

Outbound tours need to brush credit cards.

For those who are preparing to travel abroad during the Spring Festival holiday, it is necessary to save as much as possible on the exchange rate.

Travel?

A compulsory course before.

Reporters interviewed a number of travel agencies and banks that outbound travel cardholders had better choose credit card consumption with local currency accounts, which would reduce the number of currency pfers.

Because when the credit card currency used by cardholders is different from that of the consumer country, it takes two currency pfers from consumption to repayment.

For example, cardholders use Renminbi and US dollar credit cards to consume in the UK. When they consume, they need to convert pounds into US dollars. When they repay, they also need to convert RMB into US dollar repayment. The two exchange increases the exchange rate risk.

For those who travel to Europe, it is important to note that the use of Renminbi Euro dual currency cards in Europe is not necessarily cost-effective.

A travel agent in East Street said, "because there are some European countries.

Country

It does not belong to the euro area, but when the US dollar exchange rate is better than the euro, the dollar card is more cost-effective than the euro card.

Family members enjoy preferential information

Some netizens summed up several ways to accumulate credit card points: take advantage of

Bank

When it comes to activities such as "double integral", "integral gift", "credit card draw" and other activities, it swims cards; when friends gather at parties or parties, brush their credit cards for cash; some banks have introduced some credit card raffle activities, stipulate that in accordance with the fixed amount of credit card, the number of sweepstakes will be limited, and the cardholder can try to divide the amount of consumption into several times to achieve the optimal use of points.