What Should Enterprises Do If They Fail To Provide Workers With Insurance According To The Regulations?

Case: last June, I signed 3 years with the company.

This year, because of the internal reasons, the enterprise was bought by Huaneng, and then the factory leader did not sign a contract with us (nor did we terminate the contract) on the grounds that Huaneng did not have temporary jobs. Now the factory has asked us to sign a contract with Ji'nan four construction (the contract period is 1 years, the salary bonus is lower than before, and no insurance!) did we sign the 3 year contract last year? Is it still valid? Last year's contract stipulates that it is 3 risk! Now the company has asked us to sign another 1 year contract with the other plant, and whether it is breach of contract. Now the company leader has given us two ways to go.

1, quit your job.

2, signed 1 years with Ji'nan four construction (no insurance).

What should our workers do now?

At present, in addition to maternity insurance, the other four social insurance contributions are determined as follows:

1, basic old-age insurance: the proportion of units paid is 20%, the proportion of workers' personal payment is 8%, and the proportion of personal payment personnel is 22%.

2, medical insurance:

(1) basic medical insurance: the proportion of units paid is 9%; the proportion of workers' personal payment is 2%; retirees themselves do not pay.

(2) gate (urgent) medical assistance allowance: the ratio of unit payment is 1%.

(3) large amount of medical assistance: employees and retirees pay 36 yuan a year.

3, unemployment insurance: the proportion of units paid is 2%, the proportion of workers' personal payment is 1%, and farmers' contract workers themselves do not pay.

4, work-related injury insurance: the implementation of the industry benchmark rate and floating rate.

(1) base rate: according to the degree of industrial injury risk in different industries, the industry is classified into three categories according to gb/t4754-2002.

The unit that first participated in work-related injury insurance has implemented the benchmark rate of industry.

The specific proportion is that one category of industry is 0.5% of the total wages of employees, the two category is 1% of the total wages of employees, and the three category is 2% of the total wages of employees.

According to the industrial and commercial registration and the main production and operation situation of the employing units, the social security institutions separately determine the applicable rates of each unit.

(2) floating rate: according to the employer's previous annual work injury insurance premium, the incidence of work-related injuries, and the degree of occupational hazards, the rate is regularly fluctuated.

The floating rate is being worked out.

Any unit should pay more than five kinds of insurance for the employees. The insurance deposit of 1000 yuan per unit is not justified.