A Financial Method That Allows You To Get Twice The Result With Half The Effort And Save Time And Effort.

When investing in financial management, everyone wants to spend the least energy to earn the most money.

For example, when the bull market last year, many people who did not buy stocks went to open stocks, because they knew that when they entered the stock market this time, they would probably receive high returns in the short term.

As long as it is investment and financing, there is always risk.

But the risk is also high and low. Those who can get long-term stable earnings are generally at low risk.

In that way, staring at the market at all times is time-saving and labor-saving.

To this end, the financial planners summed up several points for you:

Nowadays, almost everyone has so many bank cards and credit cards, but many people are more casual when they are using it, and which one they want to use.

As time goes on, the problem also arises. I don't know how much the balance of each card is, and I don't know which credit card is being brushing up.

When these cards and financial products are available,

When bound, the problem is even more prominent.

In view of this phenomenon, Jiefong Reed's financial planner suggests that you manage and plan your own card.

For example, which card is devoted to consumption, which card is devoted to investment and financial management.

In this way, you can clearly know how much money you have invested in the final accounts, and don't bother to calculate every card.

For those who have accumulated a lot of wealth but are too busy to manage time for money, it is also a good choice for professional financial planners to help finance.

Because professional financial planners are more familiar with various investment tools and financial products, and can make financial plans according to the assets of each family, so that assets can be obtained.

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However, we need to remind investors that we should know some financial products before hiring a financial planner. On the one hand, we can help ourselves distinguish whether the other side is professional enough. On the other hand, if we do not want to give full financial authority to the financial planner, we just want to get some suggestions from the other side.

At present, such financial products can be configured including treasury bonds, stable profits and portfolio investment plans, trusts and so on.

Although the Treasury bonds are long, but they are safe enough, the coupon interest rate in the 5 year period is still over 4%; the steady profit portfolio selection scheme is more flexible in terms of investment time, and the yield is between 6%~11%; the return rate of trust products is generally above 7%, which is still considerable, but the investment threshold is relatively high, basically over 1 million.

Investors can choose according to their actual conditions.

The popularity of the Internet has not only brought many conveniences to people's lives, but also made investment management easy to do.

Investors do not need to go to a bank or a securities company to queue up for business. As long as a network is equipped with a mobile phone or a computer, they can manage money at any time.

Now many banks and financial platforms have launched all kinds of financial APP, WeChat financial management, etc., even landing the official website, looking for products, these steps are saved.

However, Jiaxing Reed financial planners still want to remind you that Internet finance is very convenient, but if you choose P2P products, you should consider carefully and do enough homework.

Financial management is a long-term process. I hope these 4 saving and saving methods can bring twice the result with half the effort.