Some Of The Most Common Financial Mistakes Are Careful Planting Of Sewer.
Failure is not terrible. The key is to learn from your mistakes and sum up your experience.
Most of us know the importance of investment management nowadays, but we find that many people may have experienced failures, but they do not take investment failure seriously and focus only on future challenges. This is not desirable.
It is understood that even financial bigwigs Soros has said: "I and other investors will make a lot of mistakes, but because of my performance, people will think that I win repeatedly.
In fact, this is misleading. I think my difference is that we can recognize one's mistakes first. "
Therefore, we can find out our mistakes in time and then take some measures to correct them.
Only by making mistakes can people gain investment experience.
In order to help you recognize some financial mistakes as soon as possible, some financial planners have summed up some mistakes that we may make frequently.
First,
Blind and looting
Good products.
If the product that others compete for is high and the investment direction is clear, do you think it will be suitable for you? The answer is not necessarily.
For example, the trust and financial products of the real estate of rigid cash are generally above 12%, the income is high and the investment is clear, but the threshold of up to 1 million is not suitable for the ordinary investors and can not afford it at all.
In contrast, it is better to deploy 100 thousand yuan to invest in fixed income financial products, and some proceeds from 9%, nor are they inferior to those of trust financial products.
Especially Chinese mothers are most likely to make this mistake. In terms of investment and financial management, mothers may wish to consult financial experts or professional financial institutions to reduce investment mistakes.
Two.
Qian Cun bank
Safest
Many people think that money is always the safest bank, not necessarily.
Nowadays, the state has issued the deposit insurance system to the banks, and also allowed the banks to go bankrupt, which means that the people in the future will not be safe when they deposit money.
If inflation is serious, banks will depreciate for a long time. Before buying 100 yuan, they can buy ten kilograms of meat. After 5 years, they may buy only 5 kilograms of meat.
A financial planner says that money will only be "moldy" when you deposit money. You have to learn not only to save money but also to earn money.
It is the truth that we can make money by starting businesses, buying fixed income products, investing in stocks, and so on, so that the speed of wealth appreciation can catch up with inflation.
Three, investment is only concerned.
Profit
The rate of return is always the most concerned problem for investors. This is understandable, but many investors are wrong to choose the rate of return as the sole criterion for choosing financial products.
These people often think that "investment is to make more money, and the rate of return is of course higher and better", but too much emphasis on revenue is easy to fall into the trap of financial management.
Therefore, financial planners remind investors to look at earnings when they choose financial products. The most important thing is to see clearly the direction of investment in financial products.
These are the most common financial mistakes in our daily life. Investors should learn to discover their mistakes in their daily lives. Financial advisers recommend that you consult more professional financial planners or professional financial institutions to help you make mistakes and learn from your mistakes.
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